Terms & Conditions

1. Introduction

These terms and conditions govern your use of the AusMarketReports website and the purchase of the Smart Investor Toolkit. By accessing this site and purchasing our products, you agree to be bound by these terms. AusMarketReports is a trading style of Gillian Scarlet Ltd.

2. Product Description

The Smart Investor Toolkit is a digital educational product delivered as a PDF download. All purchases grant lifetime access to the current version of the toolkit and any future updates made available to existing customers.

3. Payment & Billing

All payments are securely processed by Stripe. Your card statement may show AUSMARKETREPORTS. Prices are listed in Australian Dollars (AUD) unless otherwise stated. All transactions are final once the digital product has been delivered.

4. Refund Policy

Due to the digital nature of our products, we generally do not offer refunds once the toolkit has been downloaded. If you experience technical issues accessing your purchase, please contact us at support@ausmarketreports.com and we will resolve the issue promptly.

5. Intellectual Property

All content in the Smart Investor Toolkit, including text, graphics, templates and worksheets, is the property of Gillian Scarlet Ltd trading as AusMarketReports and is protected by copyright laws. Your purchase grants you a personal, non-exclusive, non-transferable licence to use the toolkit for your own investment education and decision-making.

You may not redistribute, resell, share or reproduce the toolkit or any part of it without prior written consent.

6. Disclaimer

The Smart Investor Toolkit is educational in nature and does not constitute personal financial advice. Investing involves risk, including the possible loss of capital. Past performance does not guarantee future results. You should conduct your own due diligence and seek independent professional advice before making any investment decisions.

7. Limitation of Liability

To the fullest extent permitted by law, Gillian Scarlet Ltd trading as AusMarketReports shall not be liable for any indirect, incidental, special, consequential or punitive damages arising out of or relating to your use of the toolkit or website.

8. Governing Law

These terms are governed by the laws of Australia. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Australia.

9. Contact

For questions about these terms, please contact us at support@ausmarketreports.com.